Liability insurance

Subsidence, heave and landslip are not a new phenomenon and have existed in various forms throughout history...

Temple Legal Protection Ltd v QBE Insurance (Europe) Ltd: Court of Appeal 6 April 2009. Temple specialised in before the event (BTE) and after the event (ATE) legal expenses insurance. It came into existence in 1999 to take advantage of the increase in the market created by statutory provisions enabling lawyers to enter into conditional fee agreements ...

Lexington Insurance Company and others v Multinacional de Seguros SA: First instance 23 May 2008. Multinacional de Seguros was one of Venezuela's largest insurers, insuring amongst others Venalum, a producer of aluminium products under a property and business interruption policy. Reinsurance contracts were entered into with Lexington, who represented co-reinsurers. The reinsurance contract contained a co-operation clause which provided as follows ...

Kosmar Villa Holidays Plc v Trustees of Syndicate 1243: Court of Appeal 29 February 2008. The claimant company (Kosmar) sought indemnity from the defendant insurer in respect to its liability to pay personal injury damages to a holidaymaker who fractured his spine diving into a swimming pool on 22 August 2002. The claimant was insured under a combined liability policy ...